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Transfer mortgage / add name to mortgage

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  • Transfer mortgage / add name to mortgage

    Hi,

    My partner's mother & father bought a flat in July 2012, which my partner & I moved into & effectively we pay the mortgage [rent].

    We have all talked about it & we are wondering whether it's possible to transfer the mortgage into my name or add my name to the mortgage (my partner has just turned freelance so she no doubt will not qualify for a mortgage yet)

    I have saved a large sum of money that I would like to pay towards the mortgage

    The general aim is to lower the monthly payments

    Can anyone advise?

    Many thanks,

    A
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