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Going guarantor

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  • Going guarantor

    My daughter has just asked me to go guarantor for her on a flat that she wants to rent via one of the large better known estate agents/managers.

    Without hesitation, I immediately said yes, of course, completely and genuinely forgetting that I have a year to sixteen month old CCJ (it totally escaped my mind as it's never an issue or comes up in conversation).

    I haven’t been sent the papers yet or had any contact with the agent but I am just wondering what will happen now.

    Will the agent automatically check for CCJs as a matter of course? I don’t want to embarrass my poor daughter by being rejected as she has no idea of the CCJ.

    Apart from that unfortunate CCJ my credit is fine and I do had funds.

    Can anyone tell me what the procedure is and what I should expect?

    Thank you, so much


  • #2
    Re: Going guarantor

    Yes as a matter of course they will run a credit report on any guarantor and this will come up, it does not necessarily mean that you will not pass the credit check but it certainly will go against you and the landlord may well turn you down as a guarantor
    Adam Long