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Mortgage without proof of income??

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  • Mortgage without proof of income??

    Hi guys
    looking for some help here I am struggling to find a mortgage as I have no proof of income but have deposit and savings to pay mortgage.
    Basically Ive been living in Australia for 4years and have saved up some money and now want to buy in Northern Ireland but have been told im going to have to wait 2 or 3years (or longer) as nobody will give me a mortgage without proof of income and history.
    I am renting at the minute paying £600 month but could mortgage the place im in, repayment for around half that.

    Ive researched non status and self cert mortgages but it seems non status is based on your credit file which i will have none and also only being back in country looks almost impossible.
    I have a budget of around £70000-£100000 which should get me somewhere not bad and have a 10% deposit. I have a little bit more saved which I hope to start a business of some sorts with.

    Currently just working as a taxi driver (as still not alot of work here but ive had to come back as need to spend time with my kids) but its killing me paying £600 month rent would really love to get on the property market asap but having great difficulty have been trying last 2months or more since i got back.
    Been banging my head of the wall so much would greatly appreciate any help or anyone else thats had to do this or even just some advice???
    Thanks very much guys
    really tired of hearing its impossible lol cmon guys sum1 has to know

  • #2
    Re: Mortgage without proof of income??

    Hi There,

    Just question but you are working as a taxi driver so why are you not using that as income proof for the mortgage.

    Regards

    Ged
    http://www.premierexpatmortgages.com
    [email protected]

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