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Help needed!

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  • Help needed!

    I am soon to be divorced and if all goes as planned I will come out with £120k I have a low income ( 17k a year from working 16 hrs a week, maintanance payments for my child, and benefits) I also don't have a good credit rating due to a missed phone bill payment. To buy anything decent in my area I will need at least £160k which means I have a shortfall of 40k would I be able to get a mortgage for this due to me putting such a large deposit down? Any advice appreciated!