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Rent-To-Buy or Private Mortgages

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  • Rent-To-Buy or Private Mortgages


    I am after any advice on Private mortgages or rent-to-buy schemes where you buy shares in the property over a 25 year period, as done by Genie Gentoo.

    I am self employed but without 3 years accounts, we don't have a deposit but do have a sizeable income to buy a first house of around 5k a month between us, rising to around 6.5k in January.

    I am looking for advice or leads on 100% private mortgages or rent to buy schemes where there is no mortgage.

    In both occasions I am guessing that the mortgage or loan provider will also be on or hold the freehold until the mortgage/or shares are bought/paid off?

    All help is greatly appreciated.

    We have already inquired with Genie Gentoo, but they don't have any properties in this area (South West/South Wales) at the moment.

    We are looking at around £350-300k

  • #2
    Re: Rent-To-Buy or Private Mortgages

    Good evening,

    I am able to offer 5% deposit schemes whereby you provide a 5% deposit, Halifax mortgages provide 85% and Equity Share the remaining 10%.

    5% Deposit Mortgages for First Time Buyers 2013 2012 - Halifax 5% Deposit Mortgages -5% Deposit Mortgages for First Time Buyers 2013 2012