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Mortgage help please!

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  • Mortgage help please!


    I am just wondering if someone maybe able to offer some advice to me.

    Basically, my partner and i applied for a mortgage last august maybe but were declined, we couldn't understand why so we got ourselves credit checks.

    Turns out he has a defaulted account from 2012 which has been satisfied since that date too.

    I have now discovered that it defaulted because he made a few late payments, he always called them to explain it maybe late which we thought would help, turns out that it doesn't!

    We have tried to argue the default as we weren't informed of it being imposed either, but they declined. First question to you guys is, has anyone had any similar encounters with the same company, can it be resolved?

    My second question is.....Is there any way we can get a mortgage with this over his head?

    Sorry if i'm writing in the wrong place!