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what to do???????

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  • what to do???????

    hi all, i`m after a bit of advice, can u get a mortgage when in a debt repayment plan? if not will it be best to get partner to get consolidation loan pay off out standing debts but have a manageable loan repayment, is it then possible to get a mortgage for us both having just this one loan to our name?

    we have some1 that will stand `garrantor for us too` will this help?

    only asking as we our in a house we now have to buy to stay in and we have the deposit for the down payment for it

  • #2
    Re: what to do???????

    Hi PeteLisa

    Most Mortgage advisers would need a lot more information - getting a mortgage also depends on how much you earn each and how much the debts are. As a very general rule it is more difficult to get a mortgage if your credit rating is bad which i suspect yours might be.

    Good Luck
    Jane

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