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Small to start with?

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  • Small to start with?

    I have heard some where that is a good idea to invest in property/land instead of keeping money in the bank.

    I was looking for advice about buying a small holiday home (valued at £15k), and using that as collateral (not sure if that's the right word!) when I want to buy a family home in around 12 months.

    Would this hurt or help my chances when buying a house?

    Also, would I need a buy to let mortgage for the holiday home?