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A legal question

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  • A legal question

    My wife and I both in our 70's jointly own our bungalow which is now free of mortgage.
    If one of us became incapacitated and needed to be admitted to a residential care/nursing home can the authorities demand the sale of our joint home to meet the care/nursing costs ?. If this status did occur it would in effect make the other spouse homeless which seems quite unfair. But what is fair in this day and age I ask myself ?.

  • #2
    Re: A legal question

    I totally agree it is 100% wrong. If you had never worked in your life, lived off the state and lived in a council property then you would be given care / nursing costs totally free.

    Have you taken legal advice as there are 2 of you living in the property ?
    Adam Long



    • #3
      Re: A legal question

      Yes will take legal advice on this as you suggest, but enquiries made since my first posting above indicate that the property is safe while a remaining spouse is in occupation


      • #4
        Re: A legal question

        Yes your right it is, you'll be assessed on any savings or assets you have and a decision will be based on that, but for now your home will be safe.


        • #5
          Re: A legal question

          Have you considered setting up a trust whereby you effectively give the property to a family member and remain there for as long as you live?

          That way the property is protected and you have piece of mind.

          I suggest that you speak to a solicitor about this, I'm happy to put you in touch with mine, he's based in Guildford, Surrey.